MIS brings QINV's AI-native investment technology to Saudi Arabia's financial institutions.
Al Moammar Information Systems (MIS), a listed Saudi systems integrator with four decades of relationships across the Kingdom's banks, leads distribution and adds its own cloud and cybersecurity infrastructure. QINV is the technology layer.
Two fronts: fully branded white-label AI investment products for retail and challenger banks, launched without replacing the core; and a complete operating system for wealth managers, family offices and private banks. Every regulated activity stays with the client institution, under its own CMA and SAMA authorizations.
See your investment operation in QINV
Screens from the QINV Advisor OS sandbox: live software with illustrative client data. White-label by design: your deployment ships in your brand, your language and your approval rules.
Optimization toward the frontier
Every mandate is optimized toward its efficient frontier, then supervised by your advisors before it reaches a client.
Measured in production, not estimated.
Everything modern wealth management needs
Six core services, one engine. Take the whole operating system, or call only the modules you need into your own platform. API-first by default, white-label by design. These six services power the six surfaces you can license.
Client onboarding and consolidation.
Connect pipeline, suitability, documents and accounts to a consolidated view of each client and family, including local, offshore and private assets.
Middle and back-office automation.
Ingest and normalize source data; reconcile movements, positions and cash. Prioritize exceptions by impact, assign responsibility and verify the resolution.
Intelligence, execution and rebalancing.
Research, X-ray and construct portfolios against each mandate. Carry approved proposals through orders, partial fills, settlement and post-trade reconciliation.
Pricing, closing and evidence.
Validate prices, NAV and performance with source history and calculation detail. Publish approved closing versions and trace corrections into affected reports and fee calculations.
Personalized reports and relationships.
Generate and schedule branded client reports. Connect conversations, campaigns, follow-ups and service tickets to the same client history.
Institutional control.
Apply permissions and approval limits across the operation. Automate eligible routine work, escalate exceptions and preserve the evidence behind every material decision.
Eleven processes that leave your senior team's hands
Each row is work that today takes hours from someone senior, and that most firms simply skip for lack of time, not of will. The right-hand column is what happens inside QINV.
| Process | Without QINV | With QINV |
|---|---|---|
| Multi-custodian consolidation | Without QINVDownload each bank's PDF, retype it into a spreadsheet, add it up and hope it closes. | With QINVThe custodian's PDF is read by a statement parser, and by AI when the page is an image. The total printed on the statement is the check: if it doesn't match, it doesn't go in. |
| Pricing the portfolio | Without QINVQuotes pasted from websites; fixed income left at purchase value for months. | With QINVTwelve pricing routes, one per asset type. Every position shows how its price arrived and from which date. |
| Marking bank CDs to market | Without QINVNot done. The paper stays on its acquisition curve and the client never sees the effect of rates. | With QINVANBIMA's public curve becomes twelve parameters a day; each paper is discounted at today's curve with its purchase spread held constant. |
| Correct returns | Without QINVToday's balance over the starting balance, minus one. Always wrong upward when there were contributions. | With QINVChained time-weighted return with modified Dietz, anchored on the last close before the period. The real cut shows on screen: "since 30 April", not "year to date". |
| Checking positions against statements | Without QINVSpot checks when there's time. The difference surfaces months later, in a client complaint. | With QINVA nightly sweep opens a typed case for each difference, groups those with the same cause and tells the team what to do: upload a statement, record a trade, link an event. |
| Closing the period | Without QINVAn informal close. Nobody knows whether August's number can still change. | With QINVClosing is a routine with state. Once a period is published, a retroactive correction becomes an explicit adjustment, with the invoice corrected when it affects billing. |
| Building and approving proposals | Without QINVSlides built by hand, approved over WhatsApp, with no record of which version the client saw. | With QINVThe engine generates the proposal, with an approval policy by value, a second signature when it scales, a public link by token and a trail of who approved. |
| Rebalancing the whole book | Without QINVOnly the client who called gets reviewed. The rest drift in silence. | With QINVDrift is calculated for every client against their profile policy, with a queue prioritized by materiality and execution in batches. |
| Monthly client report | Without QINVOne per client, in an editor, one business day per batch. | With QINVPrinted by the product itself in the firm's brand, on a schedule, with a guard that refuses the PDF if the content overflows the page. |
| Fees and revenue | Without QINVFees calculated in a spreadsheet on assets that have already changed; rebates reconciled from memory. | With QINVFee contract, invoice, rebate and retroactive adjustment in the same place where assets under management are calculated. |
| Knowing who is leaving | Without QINVYou find out from the full redemption request. | With QINVA churn signal from observed behavior, a contact cadence per client and follow-ups that don't get lost. |
Capacity, not headcount. Hours freed go back to clients, backlog or growth. We measure the change in your own process before anyone calls it savings.
Start with one workflow. Expand on evidence.
The software adapts to your operation, not the other way around. We start with the routine that weighs most on your team, prove it in your environment and expand module by module, up to the full operating system. Portfolio analysis and optimization APIs are available to partners under NDA.
How QINV fits into your institution
QINV sits between the systems you already run and the clients you already serve. Custodian statements, market data and client records enter once and pass through a single pricing core that no module can bypass. Nothing becomes an order or a client document until someone at your institution signs it. No core-system migration.
Investment operations OS
White-label and governed by you. QINV runs under your brand, your permissions and your supervisory rules. We are the engine, never the front of the relationship with your client.
Built to refuse a plausible, wrong number.
An investment workbench fails in a specific way: it produces a plausible, wrong number with every appearance of certainty. Each guardrail below was born from a real defect, and all of them are verifiable: they run on their own and block publication when the numbers don't close.
Single pricing path
No engine writes a price directly. Every price goes through one check, and the database repeats value = quantity × price, because a stray script never passes through the module.
No invented numbers
When a figure cannot be known, the field stays empty and the screen shows the real cut. A zero in place of "unknown" is a bug, and there is a test with that name.
Nightly invariants
One routine checks the database against its own rules and records whatever doesn't close. Another, the canary, measures whether on-screen numbers stay within the expected range.
Isolation per firm
Every query is scoped to a workspace, and a row-level policy in the database is the safety net. A change that breaks isolation is blocked before production, tested against the real database.
AI guard
Plain-language explanations pass a rule: what the data doesn't prove is not stated. The block rate is visible, because a guard that blocks in silence is worse than none.
Quality gate
Tests, types, lint, secrets boundary, layout measured on screen, language parity, dependency audit, build and smoke test, all before anything is published.
Refused document
If the content overflows the page, the whole PDF is refused. A cut report reaches the client; a report that didn't go out reaches the advisor.
Read-only public demo
Middleware, a write guard on the server and the interface itself warn before the click. The sales showcase writes to nobody's database.
Start small. Prove it. Then expand.
Each rollout starts with one workflow your team already runs, measured before and after. Timeline and integrations are sized once your sources and dependencies are mapped, not promised up front.
Operational diagnosis
We map the routine that weighs most, who runs it, the sources it depends on and your governance rules.
- Process, owner and frequency
- Sources, custodians and volumes
- Success criteria agreed up front
Configuration and validation
We configure the agreed scope in an isolated workspace with your brand, permissions and approval rules, then test it with your team on real cases and exceptions.
- Isolated workspace per institution
- Roles and approval limits
- Tested against real exceptions
Assisted operation and expansion
Your team runs the workflow with us alongside, then we switch on further modules as each one proves itself.
- Assisted operation, then handover
- Modules switched on per contract
- No re-platforming to expand
Two operations. One platform.
Wealth managers and family offices share the platform, but not the problem. Each one starts from its own routine.
Grow without the operation growing at the same rate.
Every new group of clients brings more meeting prep, portfolio follow-up, movements, records, controls and coordination between people. QINV organizes that work in a single operating layer, so your team gains capacity to serve and follow clients, with control.
Which part of your operation limits growth most today?
Start from your routine →Institutional control for complex families.
One family can span people, entities, accounts, custodians, currencies, illiquid assets, documents and access rules. QINV turns that into one view where every number carries its source, its date and who reviewed it, while preserving the way you serve each family.
Where does your team spend most effort: gathering the information, trusting it, or coordinating what comes next?
Start from your structure →Also on the same engine: banks and investment platforms (B2B2C and embedded), exchanges and fintechs (crypto white-label) and tokenized strategies (onchain). See all products →
Serve more clients without growing the operation at the same rate.
We start from the work your operation needs to get done, prove one workflow in your environment and expand from there. A licensed and regulated securities advisory and research firm, regulated in Brazil and registered in the United States.